Pursuant to the USA PATRIOT Act and final rules issued by the U.S. Department of the Treasury, a U.S. bank or a U.S. broker-dealer in securities (a "Covered Financial Institution") is required to obtain certain information from any "Foreign Bank" that maintains a correspondent account with it.

OTKRITIE Commercial Bank has prepared a Certification for use by any financial institution that believes it requires a Patriot Act Certification from OTKRITIE Bank . Please use this Certification instead of asking OTKRITIE Bank to complete a separate Certification form.