OTKRITIE Bank (JSC) is a universal lending institution which delivers a full array of services for retail and corporate clients, as well as companies and institutional investors.

Our program for retail clients offers a broad range of financial solutions, including auto financing, deposits (insured deposits), consumer credits, auto loans, plastic cards, credit cards, safety deposit boxes, and mutual fund investments for private investors. The Bank can provide the following services for corporate clients: deposits, cash and settlement services, financing, project financing, trade finance operations, payroll projects, securities operations and collection services.

Mortgage lending is one of the key areas being developed by the Bank. We offer clients the ability to purchase an apartment or country house by providing a mortgage loan, or issuing a large sum using property as collateral. Taking out a mortgage is both easy and convenient at OTKRITIE Bank.

OTKRITIE Bank remains committed to supporting small and medium enterprises (SMEs). In November 2009 the Bank renewed its credit line for the representatives of this market segment and lowered its rates on all credit and loan products.

At present, the Bank has a footprint in 53 cities and 36 of the most economically developed regions of the Russian Federation. Clients at all branches of OTKRITIE Bank have access to the full range of products and services in all areas of the Bank’s activities. The Bank’s universality is its key competitive edge, i.e. the ability to combine classical banking services with investment banking solutions. Furthermore, a client-oriented approach was selected as the key driver for achieving business expansion.

The main shareholder of OTKRITIE Bank is OTKRITIE Financial Corporation, one of Russia’s leading banking groups, which offers its clients and partners the full array of investment banking, commercial banking and investment management services.